Privacy Policy

Effective Date: June 1, 2026

LoanMint Pay Planner ("we", "our", or "us") respects your privacy. This Privacy Policy explains how we collect, use, and protect information when you use our mobile application.

1. Information We Collect

LoanMint Pay Planner may collect or process the following information:

Loan calculation inputs such as loan amount, interest rate, loan tenure, EMI values, and related calculation data.
Basic details voluntarily entered by users, including:
- Full Name
- Mobile Number
- Email Address (optional)
- Address Information
- Employment Details
App usage information.
Device information and advertising identifiers.
Crash logs and performance diagnostics.
Notification tokens for app notifications (if enabled).

We do not provide loans, collect banking passwords, debit card PINs, credit card PINs, OTPs, UPI PINs, or any sensitive banking credentials.

2. How We Use Information

We use information to:

Provide EMI and loan planning calculations.
Improve app functionality and user experience.
Display advertisements through third-party advertising providers.
Analyze app usage and troubleshoot technical issues.
Deliver notifications and app-related updates when enabled.

3. Third-Party Services

The application may use third-party services including:

Google AdMob
Firebase Analytics
Firebase Remote Config
Firebase Cloud Messaging (FCM)
Google Play Services

These services may collect information such as device identifiers, advertising identifiers, app usage data, crash reports, and analytics information in accordance with their own privacy policies.

Google Privacy Policy:

https://policies.google.com/privacy

4. Advertising

LoanMint Pay Planner displays advertisements using Google AdMob and related advertising services.

Advertisements may be personalized or non-personalized depending on:

User consent choices.
Device settings.
Regional privacy requirements.

Users can manage advertising preferences through their Google Account settings and device privacy settings.

5. Data Storage

Some application settings, preferences, and calculation-related information may be stored locally on your device to improve user experience.

We do not sell personal information.

6. Data Sharing

We do not sell, rent, or trade personal information.

Information may be shared only with trusted service providers for:

Advertising services
Analytics services
Crash reporting
App functionality
Legal compliance

7. Children's Privacy

LoanMint Pay Planner is not directed toward children under the age of 13.

We do not knowingly collect personal information from children under 13 years of age.

If a parent or guardian believes a child has provided personal information, they may contact us for removal of such information.

8. Security

We implement reasonable technical and organizational measures to protect user information.

However, no method of electronic storage, internet transmission, or mobile application security can guarantee absolute protection.

9. Disclaimer

LoanMint Pay Planner is an informational calculator and planning tool only.

The application:

Does not provide loans.
Does not act as a lender.
Does not provide financial advice.
Does not guarantee loan approval.
Does not guarantee interest rates or loan eligibility.

All calculations are estimates and should be independently verified with financial institutions, banks, lenders, or qualified financial advisors.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically.

Any updates will be reflected by revising the Effective Date shown at the top of this policy.

Continued use of the application after updates indicates acceptance of the revised policy.

11. Contact Us

If you have any questions regarding this Privacy Policy, please contact us:

Email: alpeshsavaliya1221@gmail.com